.ct1913-quote {
  --ct-navy: #071c2b;
  --ct-navy-2: #0d2e42;
  --ct-cyan: #09c9d8;
  --ct-orange: #ff5b1a;
  --ct-text: #142b39;
  --ct-muted: #6c7d87;
  --ct-line: #dce5ea;
  --ct-bg: #f3f7f9;
  color: var(--ct-text);
  background: #fff;
}
.ct1913-quote *, .ct1913-quote *::before, .ct1913-quote *::after { box-sizing: border-box; }
.ct1913-quote__hero {
  position: relative;
  overflow: hidden;
  color: #fff;
  background:
    radial-gradient(circle at 82% 18%, rgba(9,201,216,.24), transparent 29%),
    linear-gradient(125deg, #061824 0%, #0a3042 58%, #0b615b 100%);
}
.ct1913-quote__hero::after {
  content: '';
  position: absolute;
  width: 420px;
  height: 420px;
  border: 1px solid rgba(255,255,255,.12);
  border-radius: 50%;
  right: -90px;
  top: -160px;
  box-shadow: 0 0 0 42px rgba(9,201,216,.04), 0 0 0 88px rgba(9,201,216,.025);
}
.ct1913-quote__hero-inner { width: min(1180px, calc(100% - 40px)); margin: 0 auto; padding: 92px 0 80px; position: relative; z-index: 1; }
.ct1913-quote__eyebrow { margin: 0 0 16px; color: #64f5d1; font-size: 13px; font-weight: 700; letter-spacing: .18em; }
.ct1913-quote__hero h1 { max-width: 760px; margin: 0 0 20px; color: #fff; font-size: clamp(38px, 5vw, 70px); line-height: 1.12; letter-spacing: -.03em; }
.ct1913-quote__lead { max-width: 780px; margin: 0; color: rgba(255,255,255,.78); font-size: 18px; line-height: 1.85; }
.ct1913-quote__hero-tags { display: flex; flex-wrap: wrap; gap: 10px; margin-top: 30px; }
.ct1913-quote__hero-tags span { border: 1px solid rgba(255,255,255,.25); border-radius: 999px; padding: 8px 14px; color: #fff; font-size: 14px; }
.ct1913-quote__steps { width: min(1180px, calc(100% - 40px)); margin: -26px auto 0; display: grid; grid-template-columns: repeat(4,1fr); background: #fff; position: relative; z-index: 2; box-shadow: 0 18px 45px rgba(6,32,47,.12); }
.ct1913-quote__steps div { display: flex; align-items: center; gap: 14px; padding: 22px 26px; border-right: 1px solid var(--ct-line); }
.ct1913-quote__steps div:last-child { border-right: 0; }
.ct1913-quote__steps strong { color: var(--ct-orange); font-size: 13px; }
.ct1913-quote__steps span { font-weight: 700; }
.ct1913-quote__notice { width: min(1180px, calc(100% - 40px)); margin: 34px auto 0; padding: 16px 18px; border-radius: 4px; }
.ct1913-quote__notice--success { background: #e7f8f2; color: #0d6b50; border: 1px solid #bce8d8; }
.ct1913-quote__notice--error { background: #fff1ec; color: #9f3714; border: 1px solid #ffc8b4; }
.ct1913-quote__layout { width: min(1180px, calc(100% - 40px)); margin: 54px auto 90px; display: grid; grid-template-columns: minmax(0, 1fr) 330px; gap: 34px; align-items: start; }
.ct1913-quote__form { min-width: 0; }
.ct1913-quote__section { margin: 0 0 22px; padding: 28px; border: 1px solid var(--ct-line); background: #fff; box-shadow: 0 10px 28px rgba(14,50,67,.055); }
.ct1913-quote__section legend { padding: 0 10px 0 0; font-size: 22px; font-weight: 800; color: var(--ct-navy); }
.ct1913-quote__section legend span { display: inline-flex; align-items: center; justify-content: center; width: 34px; height: 34px; margin-right: 10px; border-radius: 50%; background: #e7faf6; color: #058c75; font-size: 12px; }
.ct1913-quote__grid { display: grid; gap: 20px; }
.ct1913-quote__grid--2 { grid-template-columns: repeat(2, minmax(0,1fr)); }
.ct1913-quote__field { display: grid; gap: 8px; min-width: 0; }
.ct1913-quote__field > span { color: #243c49; font-size: 14px; font-weight: 700; }
.ct1913-quote__field b { color: var(--ct-orange); margin-left: 4px; }
.ct1913-quote__field input[type=text],
.ct1913-quote__field input[type=email],
.ct1913-quote__field select,
.ct1913-quote__field textarea {
  width: 100%;
  min-height: 48px;
  border: 1px solid #cbd7dd;
  border-radius: 3px;
  background: #fbfdfe;
  padding: 11px 13px;
  color: #152c38;
  font: inherit;
  transition: border-color .2s ease, box-shadow .2s ease;
}
.ct1913-quote__field textarea { resize: vertical; }
.ct1913-quote__field input:focus,
.ct1913-quote__field select:focus,
.ct1913-quote__field textarea:focus { outline: 0; border-color: #08aebd; box-shadow: 0 0 0 3px rgba(9,201,216,.13); }
.ct1913-quote__checks { display: flex; flex-wrap: wrap; gap: 10px; }
.ct1913-quote__checks label { position: relative; cursor: pointer; }
.ct1913-quote__checks input { position: absolute; opacity: 0; pointer-events: none; }
.ct1913-quote__checks span { display: inline-flex; padding: 9px 12px; border: 1px solid #ced9de; border-radius: 999px; background: #fff; font-size: 13px; }
.ct1913-quote__checks input:checked + span { color: #fff; border-color: var(--ct-navy-2); background: var(--ct-navy-2); }
.ct1913-quote__other-reminder { margin: 10px 0 0; padding: 10px 12px; border-left: 3px solid var(--ct-orange); background: #fff4ef; color: #9f3b18; font-size: 13px; line-height: 1.6; }
.ct1913-quote__other-reminder[hidden] { display: none !important; }
.ct1913-quote__field--checks.is-other-selected { align-content: start; }
.ct1913-quote__upload { position: relative; border: 1px dashed #85a9b9; border-radius: 6px; background: linear-gradient(145deg,#f7fbfc,#eef6f8); padding: 32px; text-align: center; }
.ct1913-quote__upload.is-dragover { border-color: var(--ct-cyan); background: #eafcfd; }
.ct1913-quote__upload input { position: absolute; width: 1px; height: 1px; opacity: 0; }
.ct1913-quote__upload label { display: grid; gap: 6px; cursor: pointer; }
.ct1913-quote__upload label strong { font-size: 18px; color: var(--ct-navy); }
.ct1913-quote__upload label span { color: #397184; }
.ct1913-quote__upload label small { color: var(--ct-muted); }
.ct1913-quote__file-list { margin-top: 18px; padding-top: 16px; border-top: 1px solid var(--ct-line); color: #46636f; font-size: 13px; }
.ct1913-quote__hint { margin: 14px 0 0; color: var(--ct-muted); font-size: 13px; line-height: 1.7; }
.ct1913-quote__consent-note { margin: 24px 0; padding: 12px 14px; border-left: 3px solid var(--ct-cyan); background: #f4fafb; color: #4c626d; font-size: 14px; line-height: 1.7; }
.ct1913-quote__actions { display: flex; align-items: center; gap: 18px; flex-wrap: wrap; }
.ct1913-quote__submit { min-height: 50px; padding: 12px 26px; border: 0; border-radius: 3px; color: #fff; background: var(--ct-orange); font-weight: 800; cursor: pointer; box-shadow: 0 10px 24px rgba(255,91,26,.22); }
.ct1913-quote__submit:hover { background: #e8490d; }
.ct1913-quote__upload-link { color: #244c5e; font-weight: 700; text-decoration: underline; text-underline-offset: 4px; }
.ct1913-quote__aside { position: sticky; top: 120px; display: grid; gap: 18px; }
.ct1913-quote__aside-card { padding: 28px; border: 1px solid var(--ct-line); background: #fff; }
.ct1913-quote__aside-card--dark { border: 0; color: #fff; background: linear-gradient(145deg,#08202f,#0d4f55); }
.ct1913-quote__aside-label { margin: 0 0 10px; color: #00ad96; font-size: 12px; font-weight: 800; letter-spacing: .12em; }
.ct1913-quote__aside-card--dark .ct1913-quote__aside-label { color: #60f0d4; }
.ct1913-quote__aside h2 { margin: 0 0 16px; font-size: 25px; line-height: 1.3; }
.ct1913-quote__aside-card--dark h2 { color: #fff; }
.ct1913-quote__aside ul { margin: 0; padding-left: 20px; color: #536975; line-height: 1.9; }
.ct1913-quote__aside-card--dark p { color: rgba(255,255,255,.78); line-height: 1.8; }
.ct1913-quote__aside dl { margin: 22px 0 0; }
.ct1913-quote__aside dl div { padding: 12px 0; border-top: 1px solid rgba(255,255,255,.14); }
.ct1913-quote__aside dt { color: #65f1d5; font-size: 12px; }
.ct1913-quote__aside dd { margin: 4px 0 0; }
.ct1913-quote__aside a { color: #fff; }
@media (max-width: 920px) {
  .ct1913-quote__steps { grid-template-columns: repeat(2,1fr); }
  .ct1913-quote__steps div:nth-child(2) { border-right: 0; }
  .ct1913-quote__steps div:nth-child(-n+2) { border-bottom: 1px solid var(--ct-line); }
  .ct1913-quote__layout { grid-template-columns: 1fr; }
  .ct1913-quote__aside { position: static; grid-template-columns: repeat(2,minmax(0,1fr)); }
}
@media (max-width: 640px) {
  .ct1913-quote__hero-inner { width: min(100% - 28px,1180px); padding: 62px 0 58px; }
  .ct1913-quote__hero h1 { font-size: 39px; }
  .ct1913-quote__lead { font-size: 16px; }
  .ct1913-quote__steps, .ct1913-quote__layout, .ct1913-quote__notice { width: calc(100% - 28px); }
  .ct1913-quote__steps { margin-top: -16px; }
  .ct1913-quote__steps div { padding: 16px; }
  .ct1913-quote__grid--2 { grid-template-columns: 1fr; }
  .ct1913-quote__section { padding: 21px 17px; }
  .ct1913-quote__section legend { font-size: 19px; }
  .ct1913-quote__aside { grid-template-columns: 1fr; }
  .ct1913-quote__actions { align-items: stretch; flex-direction: column; }
  .ct1913-quote__submit { width: 100%; }
  .ct1913-quote__upload { padding: 24px 14px; }
}

/* v1.2.0: AEO direct answers and entity reinforcement */
.ct1913-quote__answers{width:min(1180px,calc(100% - 40px));margin:-28px auto 90px;padding-top:8px}.ct1913-quote__answers-heading{display:grid;grid-template-columns:minmax(0,.8fr) minmax(0,1.2fr);gap:10px 38px;align-items:end;margin-bottom:22px}.ct1913-quote__answers-heading .ct1913-quote__eyebrow{grid-column:1/-1;color:#078a73}.ct1913-quote__answers-heading h2{margin:0;color:var(--ct-navy);font-size:clamp(30px,3.6vw,48px);line-height:1.15}.ct1913-quote__answers-heading>p:last-child{margin:0;color:var(--ct-muted);line-height:1.8}.ct1913-quote__answers-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));border:1px solid var(--ct-line)}.ct1913-quote__answers-grid details{margin:0;border-right:1px solid var(--ct-line);border-bottom:1px solid var(--ct-line);background:#fff}.ct1913-quote__answers-grid details:nth-child(2n){border-right:0}.ct1913-quote__answers-grid details:nth-last-child(-n+2){border-bottom:0}.ct1913-quote__answers-grid summary{min-height:68px;padding:18px 48px 18px 20px;position:relative;color:var(--ct-navy);font-weight:800;line-height:1.5;cursor:pointer;list-style:none}.ct1913-quote__answers-grid summary::-webkit-details-marker{display:none}.ct1913-quote__answers-grid summary::after{content:'+';position:absolute;right:20px;top:17px;color:var(--ct-orange);font-size:22px}.ct1913-quote__answers-grid details[open] summary{background:var(--ct-navy-2);color:#fff}.ct1913-quote__answers-grid details[open] summary::after{content:'−'}.ct1913-quote__answers-grid details p{margin:0;padding:18px 20px 22px;background:var(--ct-bg);color:#405965;line-height:1.8}.ct1913-quote__entity-note{display:grid;grid-template-columns:auto minmax(0,1fr) auto;gap:18px;align-items:center;margin-top:20px;padding:22px 24px;background:linear-gradient(110deg,#082c3c,#08715e);color:#fff}.ct1913-quote__entity-note strong{font-size:18px}.ct1913-quote__entity-note span{color:rgba(255,255,255,.78);line-height:1.65}.ct1913-quote__entity-note a{padding:10px 15px;border:1px solid rgba(255,255,255,.4);color:#fff;text-decoration:none;font-weight:800;white-space:nowrap}@media(max-width:760px){.ct1913-quote__answers{width:calc(100% - 28px);margin-top:-38px}.ct1913-quote__answers-heading{grid-template-columns:1fr}.ct1913-quote__answers-grid{grid-template-columns:1fr}.ct1913-quote__answers-grid details,.ct1913-quote__answers-grid details:nth-child(2n),.ct1913-quote__answers-grid details:nth-last-child(-n+2){border-right:0;border-bottom:1px solid var(--ct-line)}.ct1913-quote__answers-grid details:last-child{border-bottom:0}.ct1913-quote__entity-note{grid-template-columns:1fr}.ct1913-quote__entity-note a{text-align:center;white-space:normal}}